Sioux Falls, South Dakota and Sioux City, Iowa Private Investigator and Process Serving--Call Now For Your Free Consultation (800) 314-6090 or Call Our 24 Hour 7 Day A Week Direct Line At (605) 368-1037

For commercial banks and large financial corporations, “loan agreements” are generally not categorized, although “loan portfolios” are often roughly divided into “personal” and “commercial” loans, while the “commercial” category is then divided into “industrial” and “commercial real estate” loans. “Industrial” loans are those that depend on the cash flow and creditworthiness of the company and the widgets or services it sells. “Commercial real estate” loans are those that repay the loans, but this depends on the rental income paid by tenants who rent space, usually for long periods. There are more detailed categorizations of loan portfolios, but these are always variations around broader themes. Retail loan agreements vary depending on the type of loan granted to the client.