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Pinnacol Assurance Subcontractor Agreement: Understanding the Key Points

If you`re a subcontractor working with Pinnacol Assurance, it`s essential to understand the details of your subcontractor agreement. The Pinnacol Assurance Subcontractor Agreement outlines the terms, conditions, and expectations of your relationship with the insurance company. In this article, we`ll discuss some of the key points you should know about this agreement.

Definition of Subcontractor

The first section of the agreement defines the term “subcontractor” and what it entails. It states that a subcontractor is a third-party entity who has entered into a contract with Pinnacol Assurance to perform work on behalf of Pinnacol`s policyholders. Additionally, it clarifies that this agreement is not an employment agreement and that subcontractors are not considered employees of Pinnacol Assurance.

Scope of Work

The agreement outlines the scope of work and services that the subcontractor is authorized to perform. It includes details about the location, duration, and scope of the work, as well as any specific requirements or standards that the subcontractor must meet. This section also describes the responsibilities and obligations of the subcontractor under the agreement.

Insurance and Liability

One of the essential considerations in any subcontractor agreement is insurance and liability. The Pinnacol Assurance Subcontractor Agreement requires subcontractors to maintain appropriate insurance coverage, including general liability insurance and workers` compensation insurance. It also specifies the limits of liability for each party and outlines the process for handling claims and disputes.

Confidentiality and Non-Disclosure

Another key component of this agreement is confidentiality and non-disclosure. The agreement establishes that Pinnacol Assurance and its policyholders may provide confidential and proprietary information to the subcontractor in the course of their work. The subcontractor agrees to keep this information confidential and not to disclose it to any third parties without express written permission from Pinnacol Assurance.


The Pinnacol Assurance Subcontractor Agreement includes a section on indemnification, which means that the subcontractor agrees to defend, indemnify, and hold Pinnacol Assurance harmless from any claims, damages, or losses arising from the subcontractor`s actions. This section is designed to protect both parties from potential legal claims and expenses.

Termination and Renewal

Finally, the agreement outlines the terms of termination and renewal. It specifies the circumstances under which either party may terminate the agreement, the process for doing so, and any consequences or penalties that may result. Additionally, it includes details about renewal options and procedures.

In conclusion, if you`re a subcontractor working with Pinnacol Assurance, it`s crucial to understand the terms and conditions of your agreement. The Pinnacol Assurance Subcontractor Agreement covers a variety of issues, including scope of work, insurance and liability, confidentiality and non-disclosure, indemnification, and termination and renewal. Make sure you review and understand this agreement thoroughly before entering into a contract with Pinnacol Assurance.